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In 2011, West Shore Bank was announced as one of the top 200 community banks in America by U.S. Banker, a national banking publication.

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Customer Rights

We pledge to uphold this promise.

As a customer, you are entitled to our best. We promise to provide you with the very best service we can – every business day. Our employees, officers, and board members pledge to uphold this promise with a Customer Bill of Rights:

  1. You have the right to fair treatment, courteous service, and competent assistance in all your dealings with West Shore Bank.

  2. You have the right to freedom from unwarranted intrusion into your financial privacy and our guarantee of high standards of confidentiality when it comes to your financial affairs.

  3. We respect contracts entered into by you and West Shore Bank. You have the right to full disclosure of terms and conditions, interest rates charged and paid, penalties, methods of calculation, or other information relevant to a contractual relationship.

  4. As a customer, you have a right to expect pricing which reflects good value for the measure of service you receive.

  5. If you, a consumer and customer of West Shore Bank, have cause for dissatisfaction, you have the right to prompt, fair, and equitable resolution of your issue. If you are unable to obtain satisfaction through your office, e-mail me and tell me about your experience. I will make sure that your issue will be addressed.


Raymond A. Biggs
President and CEO

Retail Locations: Ludington Downtown  |  Ludington East  |  Hart  |  Scottville  |  Manistee South  |  Manistee Parkdale  |  Onekama  |  Frankfort  |  Quick Cash ATMs